Craig Holme

The phones never stop ringing for Kon and Jeremy as they take bookings for #UnwindHolidays
http://www.unwindholidays.com.au/

Would you like to reduce the admin costs of running your Business ?
The admin and Bookkeeping costs of running your Business can be like an anchor that weighs your Business down. I regularly talk to Business owners who do not realise that they can substantially reduce their running costs.
Flinders Accounting has a Money Management Program called #FlindersConnect that uses advanced Accounting/Bookkeeping Software. Finders Connect is based in the Cloud ,
and therefore can conduct all your Bookkeeping needs off-site. This can potentially save your Business 1,000's every month .
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For more information ,
Phone Flinders Connect on 0423 585 932 in Australia ,
or
+61 08 7001 1627
In India , UK , South Africa and New Zealand .
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#Flinders
#FlindersAccounting
#Software
#Bookkeeping
#BookkeepingPlus

Jeremy explains what #Holiday Accommodation is available over the #Christmas Holidays
http://www.unwindholidays.com.au/

What are the dangers of Loan Consolidation ?
Loan Consolidation reduces the amount of available equity in your #Home.
You risk falling into Negative Home Equity should the value of your Home fall.
There are far better strategies than Loan Consolidation if you want to Pay off your Home Loan faster.
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What do you think ?
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#Debt
#Debts
#DebtReduction

What are the dangers of Loan Consolidation ? – 3
We need to separate Debt into 2 Categories ,
1 – Good Debt
2 – Bad Debt
Good Debt is for Income Producing Assets ,
Bad Debt is for Non-Income Producing Assets.
An example of a potential Income Producing Asset would your Home or an Investment Property.
Personal Loans and Car Loans in this sense are Bad Debt ,
because they are for Non-Income Producing Assets.
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You should not in most cases mix Good Debt with Bad Debt by Consolidating your Loans .
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What do you think ?
How can you Pay off your Home Loan faster ?
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#GoodDebt
#BadDebt
#LoanConsolidation
#Debt
#DebtReduction
Flinders Accountants

What are the dangers of Loan Consolidation ?
Some Mortgage Brokers encourage their Clients to stay on the Mortgage Merry-Go-Round by offering Loan Consolidation.
The pitch from these Brokers is ,
"I will wave the Harry Potter Magic Wand over your Personal Loans and Car Loans and make them disappear.
Presto ! They've vanished !
We have tipped them into your #mortgage ,
and now you don't have to worry about them any more".
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The problem with the Harry Potter approach is that
it will increase your risk of defaulting on your Home Loan.
In most cases your Personal and Car Loans
should not be added to your #HomeLoan,
as this decreases the amount of available equity
that you have available,
and it adds unproductive debt
to the valuable asset of your #Home .
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For assistance to effectively Pay off your Home Loan faster ,
and to reduce your #PersonalDebt ,
Phone Flinders Accountants on 08 7001 1627 or 0423 585 932 .
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#HarryPotter
#CarLoans
#PersonalLoans
#Presto
#Debt
#DebtReduction
#Debts
#CraigHolmeConsulting